I met my husband, the love of my life, in 1985, I was six and he was eleven. For the next few years my younger brothers and I spent many happy days playing under the watchful eyes of the woman who would one day be my mother-in-law.
Twenty years later my husband and I reconnected (thanks to our parents) and went on our first date, we have been inseparable ever since! Two short years later we were married and $39,000 in debt. We spent the first two years of our marriage going out of eat, and to the movies almost every weekend. In general we were just enjoying life and enjoying being married. As long as a check didn’t bounce, and they never did, personal finance remained at the bottom of our priority list.
Then in 2010 we joyfully welcomed our first son into the world and officially became a family of three. With the decision for me to fallow my dream and become a stay at home mom, and the added expense of having a new baby our financial future moved to a new place near the top of our priority list. Twenty months latter our second son was born and we found ourselves with two kids and a pile of debt. While we had half halfheartedly tried to pay down that debt, and we did manage to pay off about fourteen thousand dollars unfortunately we eventually returned to bad money habits.
Recently my husband and I have recommitted ourselves to become debt free and restart our journey to financial freedom. As I learn new ways to enjoy our family life while paying down our debt I will share it with you here. It is my hope that you will find some useful information here and that will help you along your path to financial freedom as well.
We plan to follow Dave Ramsey’s The Total Money Makeover on our journey to debt freedom. If you’re interested in learning more about the Seven Baby Steps you and get a jump start by reading my posts Baby Steps To Financial Freedom Part One, Part Two, and Part Three.
Don’t miss out on any of my great tips to help your family
save money, have frugal fun and enjoy life!
Check out Pinterest for more frugally fantastic ideas.
Android users download the Two Kids And A Budget app