Having kids is expensive. Remember that “disposable income” you used to have? Well now it goes to put food in little tummies, and diapers on little bottoms. But just because you have little ones to take care of doesn’t mean you have to go broke. There are a lot of particle ways to save money while raising children.
Make A Budget & Stick To It. Do you know how to get a raise without actually getting more money in with your paycheck? Write down a budget and then keep your money in check by sticking to it. It’s not as hard as you may think, and in fact, it is actually freeing to live on a budget. The fear of not knowing if you have enough money to last the week is gone since you will know where every dollar is going before you ever receive your paycheck.
Use Customer Rewards Programs. Businesses want you as a customer and one way they try to get you through the door is to offer you customer rewards. These could range from 50% off coupons, special discounts, or money back offers.
While some people suggest opting in to all of them, I’m not so comfortable handing over my personal information everyone. I am selective and only sign up at stores I know I will visit again and again.
Cancel Those Unused Memberships! We all have at one time or another signed up for something we “knew” we would use regularly so that monthly or yearly fee would be worth paying. And then for one reason or another we just let it sit there, unused. Canceling these unused memberships can save you hundreds of dollars every year.
Buy Gifts After The Holidays. This is my absolute favorite way to buy gifts for friends and family. Saving 70-90% on items that they will love. By stocking up after the holidays I will get great gifts at great prices. Since I know that funds are often tight after the holiday season, I have a small savings (roughly $150) stashed away for this very purpose.
If It’s Not On The List It’s Not In the Cart! I hate grocery shopping. I used to wait until I absolutely had to go and then I went without a plan or a list. That made things even worse. I would come out of the store having spent $100 or more with not much to show for it. Now I go with a list and a plan. If it’s not on the list then I don’t buy it. I now come out of the store having spent less money and with a week (or more) worth of groceries to show for it.
Make Your Own Cleaning Products. We all know how expensive it is to purchase cleaning products at the big box store. Unfortunately, we “need” them to keep our homes free of dirt and germs. There is however an alternative simply make your own. A little vinegar and baking soda goes a long way in cleaning your home. Want something that feels a little more substantial? Try my DIY Disinfectant Wipes.
Turn Off The Lights & Unplug. This is such a simple thing yet many of us just don’t do it like we should. Getting into these two little habits can save you a little money each month. Over Time those little monthly savings can add up to quite a bit.
Hand-Me-Downs Rock! I know I’ve said this before, but hand-me-downs are a great way to save. Infants and young children grow so fast that they often outgrown an outfit before it has had a chance to worn out. Rotating clothing between siblings, cousins or even friends is one of the best ways I have found to save on my families clothing budget.
Upcycle What You Have. Before throwing something out consider rather or not it can be upcycled into something else. Quite often the things you have can easily be repurposed to do other jobs. For example, an old dresser whose drawers are no longer functional can be turned into back shelves. There are lots of ideas floating around on Pinterest you only need to spend a little time looking around to find some great projects.
Looking for more tips on how you can save around the home? Check out these other great posts: Easy Tips For Creating A Frugal Kitchen, Quick Tips For Your Frugal Home, and Easy Ways To Make Your Car Frugal.